Ecobank transfer code to other banks: List of USSD codes
Transferring money between banks has never been easier, and Ecobank provides simple solutions for seamless transactions. Using the Ecobank transfer code, customers can quickly send funds to other banks without visiting a branch. This guide offers a complete list of USSD codes to make your transfers fast, secure, and convenient.

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TABLE OF CONTENTS
- Key takeaways
- Ecobank transfer code
- List of Ecobank mobile transfer codes
- What do I require to get a transfer code for Ecobank?
- How to sign up for the transfer code by yourself
- How to activate ecobank transfer code
- How can I transfer money from Ecobank to another bank?
- How to get your Ecobank mobile transfer PIN
- Why should I get the transfer code?
- How to transfer money from bank to mobile money?
- How to transfer money from Ecobank to Mpesa?
- Is the Ecobank transfer code different for each branch?
- How to check ecobank account balance online
Key takeaways
- Ecobank transfer code allows customers to send money to other banks via USSD.
- Transfers can be done quickly without visiting a branch.
- A complete list of USSD codes ensures easy access to different banks.
- Using the codes is secure, convenient, and suitable for personal or business transactions.
- Knowing the right codes saves time and simplifies fund transfers.
Ecobank transfer code
The Ecobank short code is *326#. This USSD (Unstructured Supplementary Service Data) code gives customers numerous options related to using or transferring funds from their Ecobank account.
Upon dialling the code, one is directed to Ecobank's transaction platform, making it easy to access most of the bank's services without the need for physical presence at the banking hall.

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List of Ecobank mobile transfer codes
You can use the Ecobank code to carry out various transactions as indicated in the table.
Transaction type | USSD code |
Check balance | *326*0# |
Airtime top-up for others | *326*Amount*PhoneNumber# |
Airtime top-up for self | *326*Amount# |
Pay bills | *326# |
Transfer to the Ecobank account | *326# |
Transfer to other banks | *326# |
To open an Xpress savings account | *326# |
For Xpress loan | *326# |
To reset PIN | *326# |
What do I require to get a transfer code for Ecobank?
To obtain a transfer code for Ecobank's USSD banking service (*326#), you need to meet the following requirements:
- Ecobank account: Ensure you have an active Ecobank account.
- Linked mobile number: Your mobile number must be registered with Ecobank.
- Ecobank debit card: Have your Ecobank debit card on hand for verification during the registration process.
- Supported network: Use a mobile network supported by Ecobank's USSD service, such as MTN, Glo, Airtel, or 9Mobile in Nigeria.
- Sufficient airtime: Ensure your phone has enough airtime to cover any applicable transaction fees.
Registration Steps:
- Dial *326# on your registered mobile number.
- Follow the prompts to create a secure 4-digit USSD PIN.
- If prompted, enter the last four digits of your Ecobank debit card for verification.
- Complete the registration process as directed.
How to sign up for the transfer code by yourself
Once you have all the requirements ready, here are the steps on how to create ecobank transfer code.
Steps to Sign Up for Ecobank Transfer Code (USSD):
1. Have an Active Ecobank Account
- Ensure you have a valid Ecobank account and a debit card linked to your account.
2. Use a Registered Mobile Number
- Your phone number must be registered with Ecobank for USSD services.
3. Dial the USSD Code
On your phone, dial *326# to start the registration process.
4. Follow the Prompts
- Select “Register” or “Sign Up” when prompted.
- Enter your personal details as required, such as your account number.
- Enter the last four digits of your Ecobank debit card if requested.
5. Create a USSD PIN
- Choose a secure 4-digit PIN. This will be used to authorize all USSD transactions.
6. Confirm Registration
- Follow the final prompts to complete the registration. You should receive a confirmation message indicating that your Ecobank transfer code is active.
How to sign up for the transfer code at an Ecobank branch
To sign up for the Ecobank transfer code at a branch, visit any Ecobank location with a valid ID and your account details. Request USSD registration, provide your account number, debit card information, and confirm your registered mobile number.
The bank staff will help you set a secure 4-digit USSD PIN. Once completed, your Ecobank transfer code will be active, allowing you to send money, check balances, and perform other transactions via USSD.
How long will it take to sign up for the shortcode for Ecobank?
Signing up for the Ecobank USSD shortcode (*326#) is usually quick and can take just a few minutes if done via your phone. At a branch, the process may take 5–15 minutes, depending on the queue and verification requirements. Once registered, your Ecobank transfer code becomes active immediately, allowing you to perform transfers, check balances, and other transactions.
What if I am unable to sign up for the USSD code for Ecobank?
You might experience issues where your Ecobank transfer code to other banks not working. This can happen if your phone number isn’t properly registered with Ecobank or if there are network issues.
To resolve it, ensure your number is linked to your account, try restarting your phone, or contact Ecobank customer support. Alternatively, you can call the bank's customer care centre at +234 1 277 2904 or reach them via email at ecobankenquiries@ecobank.com.
How to activate ecobank transfer code
You have successfully signed up for the bank's USSD platform. Do you need to activate the service? No, you do not need to get stuck on how to activate the Ecobank transfer code. Once the registration is successful, there are no additional activation procedures. The transfer code is ready to use.
How can I transfer money from Ecobank to another bank?
Ecobank transfer code to other banks enables you to easily carry out your bank transactions. It is a secure and efficient way of moving funds quickly and cost-effectively. Here is a look at the steps on how to transfer money using a transfer code to other banks without atm card.
1. Using USSD:
- Dial *326# on your registered mobile number.
- Select “Transfer” → “Other Banks”.
- Enter the recipient’s bank name, account number, and amount.
- Confirm the transaction with your 4-digit USSD PIN.
2. Using Ecobank Mobile App:
- Log in to the Ecobank mobile app.
- Select “Transfer → Other Bank”, enter the recipient’s details and amount.
- Authorize with your mobile transfer PIN.
3. Using Ecobank Internet Banking:
- Log in to Ecobank internet banking.
- Navigate to Transfers → Other Bank, fill in the recipient’s account and amount.
- Confirm the transaction securely.
How to get your Ecobank mobile transfer PIN
In cases where you forget your mobile transfer pin, you can follow the steps below on how to create ecobank transfer pin without atm card.
1. Via USSD:
- Dial *326# on your registered mobile number.
- Select “Register” or “Set PIN”.
- Enter the last four digits of your Ecobank debit card (if prompted).
- Create a secure 4-digit mobile transfer PIN and confirm it.
2. Via Ecobank Mobile App:
- Log in to the Ecobank mobile app.
- Go to Settings → Security → Set/Change USSD PIN.
- Follow the prompts to create or update your 4-digit PIN.
3. At an Ecobank Branch:
- Visit any branch with your ID and account details.
- Request assistance to set or reset your mobile transfer PIN.
- The staff will guide you to create a secure 4-digit PIN.
Why should I get the transfer code?
Getting the Ecobank transfer code offers several benefits:
- Convenience: You can transfer money, pay bills, and check your balance directly from your phone without visiting a branch.
- Speed: Transactions via the USSD code (*326#) are instant, making it faster than traditional banking methods.
- Accessibility: Works on any mobile phone, even without internet access.
- Security: Your transactions are protected with a personal 4-digit USSD PIN.
- Versatility: You can send money to Ecobank accounts, other banks, and mobile money wallets using the same code.
How to transfer money from bank to mobile money?
To transfer money from a bank account to mobile money, you generally need to:
- Dial the bank’s USSD code (e.g., Ecobank’s *326#).
- Select the “Transfer” or “Send Money” option.
- Choose “Mobile Money” as the destination.
- Enter the recipient’s mobile money number and the amount.
- Confirm the transaction with your PIN.
How to transfer money from Ecobank to Mpesa?
- Dial Ecobank’s USSD code (*326#).
- Select “Transfer” → “Other Bank/Mobile Money” → M-Pesa.
- Enter the M-Pesa number, the amount, and your PIN.
- Confirm the transaction. The funds should appear on the recipient’s M-Pesa account shortly.
Is the Ecobank transfer code different for each branch?
No. The Ecobank transfer code (USSD) is universal across all branches. You can use the same code (*326#) from any Ecobank account to transfer money to other banks or mobile money.
How to check ecobank account balance online

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You can check your Ecobank account balance online using several convenient methods. Dial the Ecobank USSD code to check balance (*326#) on your phone, select “Check Balance,” and enter your PIN for instant access.
The Ecobank mobile app also allows you to view balances, recent transactions, and even use the Ecobank transfer code to other banks online for sending money securely. Additionally, Ecobank internet banking provides a desktop option to monitor your account, check balances, and manage transfers anytime, anywhere.
With the Ecobank transfer code and the right USSD codes, sending money to other banks is straightforward and efficient. Whether for personal or business purposes, these codes save time and effort, ensuring your transactions are completed safely and promptly.
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