Lady Who Borrowed N21,000 from Loan App Laments After Being Told New Amount to Repay: “I Don’t Have”

Lady Who Borrowed N21,000 from Loan App Laments After Being Told New Amount to Repay: “I Don’t Have”

  • A lady who borrowed N21,000 from a loan app complained after being told the amount she was to pay back
  • She had missed her repayment date and cried out after seeing how much she was charged to repay
  • Her WhatsApp voice note to the loan app went viral on social media, and many shared their similar experiences

A Nigerian lady complained after the loan app she borrowed N21,000 from reached out to her on WhatsApp.

She was told the new amount she was to repay after exceeding her supposed repayment date.

A lady who borrowed N21,000 from a loan app laments after being told the amount she was to repay.
A Nigerian lady complains that the loan app she borrowed N21,000 from messaged her on WhatsApp. Photo: Getty Images/Ekaterina Gonchorova, dragana911, TikTok/a_x..0
Source: UGC

The lady’s friend, identified as @a_x..0 on TikTok, shared the voicenote she sent to the loan app.

From her voicenote, it was gathered that she was supposed to pay back N30,000, but after delaying, she was asked to pay N41,000.

The post was captioned:

“Pov: The loan app your friend is owing decided to text her on WhatsApp. All these loan apps can be greedy."

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In the voicenote, the lady said:

“Now you said it’s N41,000. Why are you increasing it? I have not been bale to pay the N30,000 and you’re increasing it. The more you increase it, I don’t have that much money to give you. All I got was N21,000. How will I end up giving you 41k?”

Listen to the full voice note below:

Reactions trail lady’s message to loan app

@Stella Maris22 said:

"The same thing with Kuda I borrowed 90k and I started paying 1k daily when I checked my loan don reach 120 sumtin I just delete the app."

@VERY WICKED WITCH said:

"you guys are still paying back I never pay back any money I collected from loan company I will never do such a thing in my life."

@Damsel oyinade said:

"Na so someone tell me say na on the day i want travel out i go pay all the money I owe online. Abeg it is true"

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@ifeomadima said:

"My own na palmpay o I borrow 50k to pay back 65k now the money don reach 75k under two weeks delay I never see the 65k pay and then dey increase Omo na that 65k I go pay o I no get pay that extra o."

@Peculiar chisom said:

"My sister saved their number as “babe”. She said no boyfriend fit call her the way wey PalmPay Dey call her. Make she manage them as she no get man."

@wendywealth said:

"Why is it that when you borrow you find it difficult to buy .. be like say them they do juju for the money make you nor fit pay."

@Big riikie said:

"I don stop that thing those people are just so greedy increasing money wey you never even get to pay nah my phone nah company wey I buy phone I dey collect loan from and they will never Increase the money even 5naira no go Increase."

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A Nigerian lady complains that the loan app she borrowed N21,000 from messaged her on WhatsApp.
A lady who borrowed N21,000 from a loan app laments after being told the amount she was to repay. Photo: Wirestock
Source: TikTok

In related stories, a lady saving N200 daily on Opay showed the amount she made, while another posted her interest after saving N27,000.

Man who kept N500 in Opay shows balance

Meanwhile, Legit.ng previously reported that a Nigerian man went public with the amount he saw in his Opay account years after leaving N500 there.

The young man was amazed at the amount he saw after re-installing the app and shared a screenshot of his account balance.

Many who saw his balance on social media reacted after he shared the plans he had for the money.

Proofreading by James Ojo, copy editor at Legit.ng.

Source: Legit.ng

Authors:
Victoria Nwahiri avatar

Victoria Nwahiri (Human Interest Editor) Victoria Nwahiri is a Reuters-certified journalist with 5+ years of experience in digital, social media, and print journalism. As a one-time freelancer and full-time journalist, she has extensively covered lifestyle, entertainment, and human interest stories that have impacted and attracted top policymakers. She is currently a Human Interest Editor at Legit.ng and can be reached via victoria.nwahiri@corp.legit.ng