TotalEnergies Rolls Out TEMC+ Card, Redefines Secure Payments for Businesses and Fleets
- TotalEnergies Nigeria has launched the TotalEnergies Mobility Card Plus (TEMC+) for secure payments
- The move puts TotalEnergies in direct competition with established payment firms like Paystack and Flutterwave
- With the launch, TotalEnergies has commenced a nationwide migration from its existing cards to TEMC+
Pascal Oparada is a journalist with Legit.ng, covering technology, energy, stocks, investment, and the economy for over a decade.
TotalEnergies Marketing Nigeria Plc has unveiled the TotalEnergies Mobility Card Plus (TEMC+), a technology-driven payment solution designed to deliver stronger security, real-time control and greater convenience for individuals and businesses.
The move positions the energy giant in direct competition with established digital payment platforms such as Paystack and Flutterwave.
Source: Instagram
The new card was launched recently in Lagos, where the company described TEMC+ as a major upgrade that blends mobility services with advanced digital payment capabilities.
According to TotalEnergies, the solution is aimed particularly at fleet operators and corporate users who require tighter control over transactions and faster access to funds.
Nationwide migration begins
With the launch, TotalEnergies has commenced a nationwide migration from its existing cards to TEMC+. The transition is already underway and is expected to be fully completed by 31 December 2025.
According to a Punch report, the company said customers will be guided throughout the process, with live demonstrations, hands-on sessions and dedicated support to ensure a smooth switch to the new platform.
Built for a digital economy
Speaking at the event, the Managing Director of TotalEnergies Marketing Nigeria Plc, Dr Samba Seye, said TEMC+ reflects the company’s long-standing commitment to innovation and customer satisfaction. He was represented by the General Manager, Retail and Cards, Abdullahi Umar.
Seye explained that the new platform was developed to meet the demands of a rapidly evolving digital economy, where speed, security and transparency are critical.
“At TotalEnergies, our vision has always been to make mobility smarter, safer and more convenient for everyone. With TEMC+, we are taking a bold step forward in delivering greater convenience, control and security for both individual customers and businesses of all sizes,” he said.
More than a mobility card
TotalEnergies described TEMC+ as more than a traditional mobility card. The platform combines secure online transactions with mobile app integration that provides real-time account visibility.
Other features include pre-authorisation for accurate fuel dispensing, instant SMS alerts, virtual card options and on-the-spot fund reallocation.
These tools are designed to simplify operations, reduce delays and improve the overall customer experience, particularly for businesses managing multiple vehicles and accounts.
Designed from customer feedback
The Project Manager for TEMC+, Osarobo Aigbogun, said the upgrade was shaped directly by customer feedback and represents an evolution of the existing Total Card rather than a complete replacement.
“We listened to our customers and went back to the drawing board. TEMC+ is the next evolution of Total Cards.
It represents growth, not replacement. We are improving what we already had,” he said.
Flexible payments and real-time control
TEMC+ introduces three payment options: card payment, mobile app payment and one-time password payment.
This flexibility allows customers to complete transactions even without internet access.
Fleet managers also gain access to a real-time extranet where they can blacklist or whitelist cards, set spending limits, transfer funds between cards, generate PINs, unblock cards and fund wallets instantly without contacting TotalEnergies.
Source: AFP
“Once you credit your funds, they are available immediately and can be used straight away,” Aigbogun noted, adding that the platform improves agility and simplifies reconciliation for businesses.
With TEMC+, TotalEnergies is signalling a clear push beyond fuel retailing into secure, technology-led payments tailored to Nigeria’s growing digital economy.
FG begins EMTL charges on fintech platforms
Legit.ng earlier reported that The Nigerian government has begun deducting the N50 electronic transfer levy (EMTL) from transactions of N10,000 and above made by fintech firm users.
The fintech firms include Opay, Moniepoint, Palmpay, Kuda Bank, and other digital payment platforms.
The Nigerian government introduced the EMTL under the 2020 Finance Act. It imposed a single, one-off levy of N50 or above on electronic transfer transactions made by banks and other financial institutions.
Source: Legit.ng
