“Dial *326*”: Full List of Nigerian Banks' USSD Codes to Lock Accounts After Losing Phone, ATM Card
If you lose your phone or ATM card, you can quickly secure your account. Different banks use different USSD codes. For example, dial 326911# from any phone to block your Ecobank account. This guide lists all major Nigerian Banks' USSD Codes so you can lock your account instantly and prevent unauthorized withdrawals.
Source: Getty Images
TABLE OF CONTENTS
- Key takeaways
- Nigerian Banks' USSD Codes to lock your account
- FAQS
- What is the code to block the Stanbic Bank account from another phone?
- What is the code to block a bank account in GTBank?
- What is the code to block a UBA bank account?
- What is the code to block a Wema bank account from another phone?
- How to block an Access Bank account when you lose your phone?
- What code is _894_11?
- How to protect bank accounts when a phone is stolen?
- How to block a bank account with another phone?
- Which bank uses *945 in Nigeria?
- Which bank code is *426?
Key takeaways
- Different banks in Nigeria have unique USSD codes to block accounts when phones or cards are lost.
- Blocking your account immediately prevents unauthorized withdrawals, transfers, and other transactions.
- After blocking, visit your bank, update security details, and report any suspicious activity to fully protect your funds.
Nigerian Banks' USSD Codes to lock your account
If you lose your phone or ATM card, you can quickly secure your account using your bank’s USSD code from another phone. Follow the instructions carefully to prevent unauthorized transactions.
- You will be prompted to enter your account number and name.
- Your account will be automatically blocked from any debit transaction.
- Some banks may ask you to call customer care, while others allow immediate blocking via USSD.
Codes to block bank account from another phone in Nigeria
Here is a complete list of major Nigerian banks and the USSD codes you can use to quickly lock your account.
1. Access Bank
- USSD Code: Dial 901911#
- How it works: Enter your linked phone number and choose the reason for locking your account.
- Alternative: Call 07003000000
2. GTBank
- USSD Code: Dial 73751*10#
- Details: Works from any phone. Enter your account information when prompted.
- Alternative: Call GTConnect: 08029002900 or 0700482666328
3. Zenith Bank
- USSD Code: Dial 966911#
- Instructions: Input your account number and select the option to block transactions.
4. First Bank
- USSD Code: Dial 894911#
- Instructions: Enter your registered phone number and account details when prompted.
Source: Twitter
5. Fidelity Bank
- USSD Code: Dial 770911#
- Required info: Your registered phone number. Follow the on-screen instructions to block the account.
6. Union Bank
- USSD Code: Dial 8266#
- Next steps: Choose the option to lock your account.
7. Sterling Bank
- USSD Code: Dial 822911#
- Instructions: Follow the prompts to block your account temporarily.
8. Ecobank
- USSD Code: Dial 326911#
- Note: Can be used even from a phone that is not linked to your account.
9. FCMB (First City Monument Bank)
- USSD Code: Dial 329911#
- Instructions: Enter your account details to proceed with blocking.
10. Keystone Bank
- USSD Code: Dial 7111911#
- How it works: Input the requested details to block access immediately.
Source: Twitter
11. Unity Bank
- USSD Code: Dial 77999YourPhoneNumber#
- Example: For 08012345678, dial 7799908012345678#
- Alternative: Call 07080666000
12. Wema Bank (ALAT)
- USSD Code: Dial 945911#
- Details: Follow the instructions to restrict your account.
13. Polaris Bank
- USSD Code: Dial 833911#
- Note: You will be asked to verify some account information before locking.
If you are looking for a general code to block a bank account, note that no single code works for all banks in Nigeria. Each bank has its own USSD code for securing accounts. Use the code for your specific bank to prevent unauthorized transactions.
What happens after blocking your account
Blocking your account immediately stops all withdrawals, transfers, and other transactions. Your card, mobile app, and USSD functions are deactivated, keeping your funds safe for the moment.
Blocking is only the first step. To fully secure your account:
- Visit your bank branch: Bring a valid ID such as a driver’s license, NIN, or voter’s card to properly secure or reopen your account.
- Replace your ATM card or SIM: Request a new card or perform a SIM swap if needed.
- Update your security details: Change your PINs, passwords, and login information, especially if your phone or device was lost or compromised.
- Report unauthorized transactions: Notify your bank immediately. Many banks investigate and may refund fraudulent debits if reported promptly.
- Enable alerts: Turn on SMS or email notifications to monitor account activity in real time.
Following these steps ensures your account stays secure and helps prevent further unauthorized access.
Source: Facebook
FAQS
What is the code to block the Stanbic Bank account from another phone?
You can block your account using the USSD code 9091*911#. For transfers, the Stanbic USSD transfer code is 909#, which allows you to send money securely from your account.
What is the code to block a bank account in GTBank?
Dial 73751*10# from any phone and follow the prompts to block your account in the bank.
What is the code to block a UBA bank account?
Dial 919911# and follow the instructions.
What is the code to block a Wema bank account from another phone?
Dial 945911# to block your account remotely.
How to block an Access Bank account when you lose your phone?
Dial 901911# from another phone or call 07003000000.
What code is _894_11?
It is the USSD code for blocking a First Bank account (894911#).
How to protect bank accounts when a phone is stolen?
Block your account immediately, change passwords and PINs, and notify your commercial bank.
How to block a bank account with another phone?
Use your bank’s USSD block code from any phone or call customer care.
Which bank uses *945 in Nigeria?
945 is the USSD code for Wema Bank (ALAT).
Which bank code is *426?
426 is the USSD code for Keystone Bank.
Knowing the right Nigerian Banks' USSD Codes can save your money if your phone or ATM card is lost. Always act quickly to block your account and follow up with your bank. Staying proactive ensures your funds remain safe and secure at all times.
Legit.ng recently published 10 Bank Charges Every Nigerian Should Know As Reps Move To Protect Customers. The House of Representatives has initiated plans to investigate charges against commercial banks on customers' accounts.
The House of Representatives plans to summon the CBN and major commercial banks to appear before the committee on banking regulations. The move followed the adoption of a motion of urgent public importance.
Source: Legit.ng
Dave Ibemere (Senior Business Editor) Dave Ibemere is a senior business editor at Legit.ng. He is a financial journalist with over a decade of experience in print and online media. He also holds a Master's degree from the University of Lagos. He is a member of the African Academy for Open-Source Investigation (AAOSI), the Nigerian Institute of Public Relations and other media think tank groups. He previously worked with The Guardian, BusinessDay, and headed the business desk at Ripples Nigeria. Email: dave.ibemere@corp.legit.ng.
Sharon Boit (Lifestyle writer) Sharon J. Boit is a creative writer and researcher with over 10 years of experience. She began her career as a project manager and researcher at the Center for Urban Research and Innovations, University of Nairobi. Sharon has written articles and blog posts for MSN News, Ihamba Adventures, and Industry Biz. She joined Legit.ng as a Lifestyle Writer in October 2024, covering entertainment, sports, education, and finance. You can reach Sharon J. Boit by email at boit@gmail.com.
