A health emergency is not something that you want to experience with an empty pocket. That's why you need to have quick access to the top quality medical care in Nigeria. Unfortunately, only money can help you with this. Legit.ng will show you the top 10 health maintenance organizations (HMO) in Nigeria.
Health insurance companies in Nigeria
Health insurance covers the medical expenses of a patient. It spreads the risk over a large number of people involved in the health insurance company. The company estimates the overall risk of health system and health care expenses in Nigeria. According to these expenses, the health insurance company calculates and provides the payroll or tax to pay monthly by clients. The sum of monthly payroll is specified in an agreement between an insurance company and its clients.
In Nigeria, the National Health Insurance scheme was established in 2004. It was set up by the Health Maintenance Organizations in Nigeria. Private medical establishments now have a new and different way of providing medical care.
Top 10 best HMO in Nigeria
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1. Hygeia HMO Limited
This organization was established 1986. It's one of top health insurance companies in Nigeria. According to the National Health Insurance Scheme, this company was licensed in 2005. It has various health insurance plans which are quite affordable for a lot of people:
- Individual plan;
- Small Families plan;
- Large Families plan;
- Medical Evacuations plan;
- Senior Citizens plan.
This organization also provides health insurance plans for small-scale businesses and large companies. Visit their website at www.hygeiahmo.com to find the health insurance plan suited for you.
2. Total Health Trust Limited
It's the largest health insurance organization in Nigeria. It has over 300,000 members. This company was established in 1998. Since then, it has grown to become one of the largest players on the market. Total Health gives you access to over 500 private clinics.
The main office building is located in Lagos. It has eleven regional offices across the country. This organization is backed by the Liberty Group of South Africa. Find out more on the official website of the company www.totalhealthtrust.com.
3. Integrated Healthcare Limited
It is also one of the health insurance companies top 10 Nigeria. This company offers an IT approach to medical care. Integrated Healthcare Limited was established in 2000. The head office of the company is located in Garki. One of the main features of the company is the 24-hour call center which can be reached by any patient. If you are interested in the services provided by Integrated Healthcare Limited, then you can visit the official website www.integratedhealthcareltd.com.
4. AIICO Multi-Shield Nigeria Limited
This company was registered as an HMO in Nigeria in 1997. It was the first company registered according to the National Health Insurance Scheme. It offers a number of health insurance plans including:
- Evacuation plan;
The customer service of the company is available for clients 24/7. If you want to know more, visit the official website www.aiicomultishield.com.
5. Princeton Health Limited
It was established in 1999. One of the advantages of its healthcare plans is the American Management Healthcare model. The leader of this organization is prince Olagoke Oladinni. The main services offered by the company include:
- Annual physical check;
- Specialist consultation;
- Emergency care;
- Primary care consultation;
- Hospital registration.
Princeton also offers National Health Insurance and pre-paid schemes. You can find more information on the official website www.princetonhmo.net.
6. Defence Health Maintenance Ltd
This organization is owned by the Nigerian Armed Forces and Ministry of Defence. It has over 20 branches in the country. It provides healthcare service in the military and civilian sectors. You can visit the official website www.dhmlnigeria.com to find more details.
7. Healthcare Security Limited
If you are looking for one of the best health security organizations in the country, you should take a look at Healthcare Security. This company provides unique healthcare plans. Also, they are affordable for the majority of the population. Visit their website at www.healthcaresecurityltd.com.
8. Mediplan Healthcare Limited
This company was incorporated in 2000. It has very notable clients which include the Federal Ministries. Their website is www.mediplanhealthcare.com.
9. Clearline international Limited
It's one of the most popular insurance companies in Nigeria. It has more than 2000 partner hospitals. The Healthcare plans are affordable for a lot of Nigerians. Check for details at www.clearlinehmo.com.
10. Premium Health Limited
The customer base of this company is estimated over 250,000. It's one of the most capitalized HMO in Nigeria. Just visit their website for more details www.premiumhealthltd.com.
Nigeria private healthcare sector offers the best quality services to its citizens. Just visit one of the above-mentioned companies to learn more! Stay healthy and secured by using the health insurance companies in Nigeria!
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