Lawyer Shares How Money Mistakenly Transferred To Wrong Bank Account Can Be Quickly Recovered
- A Nigerian lawyer drew people’s attention to how they could recover money sent to the wrong bank account
- She mentioned three things that could be done after a wrong transfer and why they must be done quickly
- Many who came across her post shared their thoughts on what she said, sparking mixed reactions
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A Nigerian lawyer, Confidence Aribibia, has educated people on what they should do when they mistakenly transfer money to the wrong bank account.
She noted that swearing an affidavit was not enough for the sender to get their money back.
Source: Facebook
On her Facebook page, she listed the three processes the sender had to go through.
She said in her post:
“You Don’t Need an Affidavit for Wrong Money Transfer what you need Is a Court Order. Many people rush to swear an affidavit when money mistakenly enters another person’s account. But hear this, an affidavit is just your story on oath it is not an order of court.
“For example, you transfer ₦500,000 to the wrong account number. The bank says, “We can’t reverse it without the other person’s consent or a court order.” You swear an affidavit and take it to the bank. They look at it and smile politely because, in law, that paper is not enough. Why?
“Because an affidavit does not compel the bank or the recipient to release the money. The only thing that can force recovery is a valid court order. So, what should you do?
“Report immediately to your bank to place a lien on the account.
“File a claim in court for an order of reversal.
“Act fast delays give room for the other party to withdraw the money.
“An affidavit can narrate, but only a court order can compel. If you want your money back, go the legal way.”
Source: Facebook
Reactions trail lawyer’s advice on money recovery
Ibrahima Saidou Diallo said:
"You are such an outstanding mentor. This is amazing service that you render to the whole world."
Olurotimi Akinbote said:
"Notifying the bank personally may take a long time, by the time one is waiting on a long queue in the bank, the owner of such account might have withdraw the money. Can't there be codes developed for different banks in notifying or reporting the case to the affected bank for action?"
Michael Afolabi said:
"Good advice but with this explanation if someone mistakenly sent ₦20,000 or less that's bygone because you cannot approach the court because of that little money."
Ebere Praise said:
"Thanks for the teaching. Money was transferred into my account for almost 2 weeks now but haven't entered my account. I can't go to the bank for now because of my location where i travelled to. How can i reach out to the bank please? Someone help a brother."
In related stories, a lawyer shares how wives can get a share of their husband's property, while another female lawyer explained why a couple can't get 50-50 property sharing during divorce.
Lawyer speaks on blocking someone on WhatsApp
Meanwhile, Legit.ng previously reported that a Nigerian lawyer has explained how blocking a person on WhatsApp could lead to imprisonment.
She explained two conditions which may lead to a jail term after blocking someone from chatting with you on WhatsApp.
Her explanation caught people's attention and sparked mixed reactions from netizens on social media.
Proofreading by James Ojo, copy editor at Legit.ng.
Source: Legit.ng
