Editor's note: Online business in Nigeria is growing geometrically every day and most transactions nowadays take place online. Because of this, Nigerian online scammers are taking advantage of people’s trust to swindle them of their money.
In this piece, Legit.ng's contributor, Saheed Akinola esq, a legal practitioner, human rights crusader and writer, writes about some steps to take if people's money is stolen through internet fraud.
He gives legal advice on a variety of issues bordering on rights violation and he could be reached via:email@example.com +2348032493960.
It’s very painful when you discover that the person or company, you’re transacting with is not who they claimed to be.
Many people who had been scammed while trying to purchase something online, at first got confused and wondered how they could get back their money.
This is a terrible situation nobody will ever pray for but once it happens the next line of action is to think about how to get your money back.
These are some of the ways by which you can follow to get your money back:
1. Send a mail to your bank’s E-fraud team as well as the scammer’s bank.
All banks now have an e-fraud team who responds swiftly to any distress emails or calls. You can get your bank’s e-fraud email address or number by visiting the official website of your bank.
Doing this makes it easier for banks to be aware of what is happening and they will direct you on steps or things to do to recover your money. They can further help you place the scammer’s account on a ban for less than 24 hours after evidence has been sent to them, before getting an expert order from the court
2. Report this incident to any police station of your choice
Let your lawyer file an expert for a court order. Without a court order, the bank will not release the data of whoever scammed you. But with a court order, they don’t have an option rather than to comply. Some of the information that the bank will be mandated to release include: Photo of the account owner, address of the account owner, phone number and guarantor.
With these pieces of information, the police can trace the scammer and get him arrested
The police or EFCC can track the scammer by getting his exact location thereby making it easier for the fraudster to be arrested. This will be done through the scammer’s contact details.
Meanwhile, Legit.ng had previously reported that the operatives of the Benin zonal office of the Economic and Financial Crimes Commission (EFCC) arrested one Queen Jonathan for suspected internet fraud in Oghara, Delta state.
It was reported that the anti-graft agency in a tweet on Tuesday, March 30, said that 24-year-old Jonathan was alleged to have been involved in a Bitcoin scam.
The EFCC said that she presented herself as one Sophia Rodriguez, an expert in Bitcoin, on Instagram, to defraud unsuspecting victims.