Lady Who Saves N2k Everyday Via OPay Target Savings Posts Unexpected Amount She Gets as Interest
- A Nigerian lady has gone public with the expected interest OPay would credit her for using its Target Saving plan
- On September 2, she started an OPay Target Saving plan and was impressed after seeing the amount OPay gives her for saving N2k daily
- The lady, who misunderstood the expected interest, celebrated it online, but people schooled her about what it actually means
A lady, Vianney Obianuju, has taken to social media to showcase how much OPay would pay her as interest for saving N2k daily.
She screenshotted her OPay dashboard and posted it on Facebook while hailing the financial institution.
Source: Facebook
Her dashboard showed that OPay would credit her an interest of N82.19 if she deposits N2k daily for 100 days in her Target Saving plan.
However, the lady incorrectly interpreted it to mean that her expected interest is the N82.19 multiplied by 100 days. She celebrated ignorantly. Her post read:
"Guys oo š„°š„° see the huge interest opay gives me for saving 2k everyday on target š„¹ 82.19 naira.
"Now multiply it by 100 days š„š„š twale for opay o."
A look at her dashboard showed that she started the savings plan on September 2 and it would run until December 11, 2025, totalling 100 days.
Source: Facebook
OPay: People react to lady's interest
Legit.ng has compiled some reactions to the lady's post below:
Oluchi Victory said:
"It doesn't work this way o.
"That isn't a daily interest.
"It's a gradual cummulaton of the interest you'd receive after 100 days.
"If you manage to save up 2k daily without breaking it,
"After 100 days your interest would be around 30k.
"Please don't misguide others."
Dinma Precious said:
"Lolz.
"I did mine but when it was time to break it opay didn't send it to my main opay account.
"Till today I never see my 5k with the so called interest.
"That's why I only save with spend and save, opay sub account or Owealth."
Gabriel MD Adeniyi said:
"That interest is for whole 100 days and not for the whole day.. better wise up..
"That #82 is your total interest."
Don Kesh said:
"Sorry I have a question.
"What if I skip a day?
"Can I quit anytime?
"What will happen if I skip a day(s) and I receive money?"
Jennifer Eket said:
"It's a lie.
"That's the interest you will get after 100 days of savings.
"And mind you is a target savings of 200k and you are expected be saving 2k daily to reach the target, and the interest won't be paid if you didn't meet the target."
Comr Oghene Jude Larry said:
"Nor let anybody scam you ooooo.
"Do not release your Opay password or otp to anyone claiming to be agents of Opay and Palmpay."
Leonard IB Marcus said:
"If you withdraw from it.
"Let's say you have met your target.. 200k and the time to withdraw is still far.
"And you are in need of 50k urgently and you withdraw, will it affect the interest you accumulated so far?"
In a related story, Legit.ng reported that a mother using OPay Safebox to save N1k daily for her children had shown the total amount she had saved and the interest she received.
OPay saving: Lady displays interest she earned
Meanwhile, Legit.ng previously reported that a lady using OPay Safebox had displayed the interest she was paid in July 2025.
She recalled how she had encouraged people to save their money in banks instead of giving it to an individual, but was told by some people that it was a sign of indiscipline on her part.
She expressed delight that the total interest OPay would credit her from now till December would be enough to purchase a goat, rice and other items. The lady did not, however, disclose how much she saves monthly using the OPay savings feature.
Source: Legit.ng
